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Not a Credit Card - The Smart Giving Prepaid Visa Debit Card offers the convenience of a credit card without the debt.
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Prepaid Card - Prepaid means that the money you put on your Smart Giving Visa Card sets the limit to what you can spend. As a result of the set limit, the user cannot get a non-sufficient fund (NSF) penalty.
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Easy Load Process - There are multiple methods to load your Smart Giving Card. These methods include: ACH transfer (automatically and direct from the user's checking account), Western Union or enroll in an employer's direct deposit program.
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Security and Fraud - All of the security and fraud protection of Visa comes with every Smart Giving Visa Card.
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Online Monitoring System - Cardholders are able to go online to monitor and track spending as well as see available account balance.
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Brand Exposure - Every time the Smart Giving Visa Card is presented for payment, it exposes the ministry goals to potential prospects and additional supporters.
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Money Network Checks - The Smart Giving Card offers the opportunity to use "bounceless checks", which are similar to money orders to pay bills.